D. an increasing number of teenagers playing games on the phones
43. One of the reasons why students like using cellphones to communicate is that _______.
A. they feel it embarrassing to deal with others face to face
B. they like to make others feel unease with their phones
C. they feel safer to use cellphones than meet a real person
D. they feel it more convenient to send emails with cellphones
44. According to Saito’s survey, middle school students ________.
A. use cellphones mainly to talk about their studies with each other
B. get more dependent on phones as their problems at home increase
C. often use cellphones to talk about their problems with teachers
D. become more dependent on cellphones as they grow older
45. Which of the following opinions does the author most probably hold?
A.It is necessary to forbid middle school students to use
cellphones.
B.There are more benefits than harm to kids behind cellphone screens.
C.Teenagers have become victims of cellphones.
D.There is a very scary world behind cellphone screens.
C
In Western countries people have been using the installment (分期付款) plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U.S., the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.
The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.
Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment. There is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment. If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it becomes more likely to have a depression. This is why, in some countries, the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.
46. Which of the following is NOT true about the installment plan?
A.A lot of British families use the installment plan.
B.More than 10 percent American families buy things on
installments.
C.Americans depend more on installment than British people do.
D.Americans spend one tenth of their income on installment buying.
47. Goods bought on installments are more expensive than goods bought by cash because ________.
A. the buyer has to pay extra money as interest
B. the delivery of the goods charges extra money
C. the buyer has to pay a down payment
D. the service offered by installment plan charged extra money
48. What will happen to a buyer if he fails to make the full payment for an item bought on installments?
A. He might lose his job.
B. He will stop owning the item he has bought.
C. He will have to sell what he has bought.
D. He will go into debt.
49. The advantage of installment buying might include all the following EXCEPT that ________.
A. purchasing power is strengthened
B. employment might be increased
C. people develop a good habit of saving money
D. young couples are able to furnish their homes
50. In some countries, the governments control the installment plan to ________.
A. increase employment
B. avoid depressions
C. ensure that businesses make good profits
D. ensure that people can pay for what hey buy
D
In a few years, you might be able to speak Chinese, Korean, Japanese, French, and English—and all at the same time. This sounds incredible, but Alex Waibel, a computer science professor at US's Carnegie Mellon University (CMU) and Germany's University of Karlsruhe, announced last week that it may soon be reality. He and his team have invented software and hardware that could make it far easier for people who speak different languages to understand each other.
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